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Life Insurance
Monday, 13 May 2013
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Types of insurance
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History
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Claims
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Insurers' business model
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Societal effects
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Indemnification
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Insurability
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Principles
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What is insurance?
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What is insurance?
Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk m...
Life Insurance
Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide fo...
Indemnification
To "indemnify" means to make whole again, or to be reinstated to the position that one was in, to the extent possible, prior...
Societal effects
Insurance can have various effects on society through the way that it changes who bears the cost of losses and damage. On one hand i...
Insurers' business model
Underwriting and investing The business model is to collect more in premium and investment income than is paid out in losses, and to a...
Types of insurance
Any risk that can be quantified can potentially be insured. Specific kinds of risk that may give rise to claims are known as perils. A...
Insurability
Risk which can be insured by private companies typically share seven common characteristics: Large number of similar exposure units :...
History
In some sense we can say that insurance appears simultaneously with the appearance of human society. We know of two types of economies...
Claims
Claims and loss handling is the materialized utility of insurance; it is the actual "product" paid for. Claims may be filed...
Principles
Principles Financial market participants Collective investment schemes Credit unions Insurance companies Investment bank...